BGaming’s Lucky Lady’s Clover is an old-school 5×3 slot with nine paylines, a Wild that doubles the wins it helps form and 15 Free Spins where every win is tripled. The rules are short and the listed RTP is a high 97.31%. This card covers the paytable, the Gamble and the 10,000× ceiling.
Demo availability may vary by location. You must meet the legal age in your jurisdiction; the free-play button does not record acceptance.
Lucky Lady’s Clover is a video slot from BGaming, released on 2 April 2016. It uses a 5×3 grid with 9 paylines, and the studio lists a maximum of 10,000× the stake. Listed RTP is 97.31%.
This card follows BGaming’s Players Hub page, the game page, the in-game rules and the attached demo frames. It is not a report of played cash sessions.
For adults of legal gambling age in their location. Set a budget you can afford to lose.
Read full reviewListed RTP is 97.31%. BGaming prints it in the in-game rules as the theoretical payout and lists Low volatility; the card stores 97.31% as the displayed RTP and as both ends of the range.
Matching symbols pay from the first reel to the right along an active line. The paytable is written against the bet per line, so a 0.1 line bet across nine lines makes a 0.90 total bet in the demo. There are no cascades, ways or collection meters.
The Lucky Lady substitutes for everything except the Scatter and doubles the wins she helps form. Three or more hats open 15 Free Spins with x3 wins, and a Gamble can follow a base-game win.
BGaming lists RTP 97.31%, Low volatility and a maximum multiplier of 10,000×. The ceiling is a multiple of the bet, not a typical result.
Lucky Lady’s Clover suits readers who like a traditional 5×3 slot with a central paytable and a listed RTP of 97.31%. It is less suited to anyone who wants a multi-stage bonus, a Bonus Buy or a changing grid.
The Lucky Lady substitutes for every regular symbol except the Scatter. BGaming states that a winning line formed with the Wild is doubled, and the Wild has its own paytable, up to 10,000× the line bet for five on a line.
Three, four or five Scatter hats anywhere on the reels award 15 Free Spins, and every win in the feature is multiplied by x3. Three or more hats during the feature award another round, so it can run beyond the first 15 spins.
After a base-game win the Gamble offers a face-down card. Guessing the colour doubles the amount, and the suit pick pays more but is harder; a wrong guess loses the amount gambled. It changes the risk after a win, not the reel mathematics.
The rules state x2 for Wild wins and x3 for Free Spins wins, but they do not say how the two combine on one win, so this card does not assume an x6 result.
Set a money limit and a time limit before spinning. Decide before the first spin whether you will use the Gamble at all, because it puts an existing win back at risk, and set the session limits around the whole Free Spins round, which can retrigger. Do not raise stakes to recover losses.
Decide on the Gamble early
Choose before spinning whether to use it, instead of deciding after you see a large win.
Budget retriggers
Free Spins can run past 15 spins, so set limits for the session, not for one round.
Check the RTP panel
Confirm the active build before treating 97.31% as settled.
Symbols follow the attached set for Lucky Lady’s Clover. x5, x4, x3 and x2 are matching symbols from the left on an active line, and values are multiples of the bet per line from the in-game paytable. The Scatter hat pays by the number of hats visible anywhere on the reels.
BGaming’s in-game rules for Lucky Lady’s Clover state a theoretical payout of 97.31%, and the studio lists Low volatility with a maximum multiplier of 10,000×. The card stores 97.31% as the displayed RTP and as both ends of the range, because one build is listed. RTP is a long-run theoretical average across many rounds, not a forecast for a short session. The 10,000× ceiling is a multiple of the bet, not a typical result. Confirm the active figure in your operator’s information panel.
BGaming
Low
10,000×
A quiet stretch does not make the Scatter hats any more due.
Check the line count, the bet per line and the RTP before every spin.
Listed RTP is 97.31%. Check the operator panel if a different build loads.
Screenshots cover the base game, a spin with the Scatter hat and Rainbow, a four-A line win and the rules pages for paylines and betting.
Landscape frames show the base game, a three-10 line win, a Scatter hat and Rainbow spin and the betting rules.
Grid: 5 reels, 3 rows
Lines: 9 paylines
RTP: 97.31%
Ceiling: 10,000×
Four Lucky Clover is the closest BGaming card here: it is also a Low volatility 5×3 slot with Irish-luck imagery and a Gamble. Lucky Lady’s Clover differs because it pays nine lines, adds a doubling Wild and opens 15 Free Spins with x3 wins instead of Lucky Spins. Compare the listed RTP, the ceiling and the Gamble before treating the two as interchangeable.
| Game | Return / max win | Volatility | Bonus fit | Watch out for |
|---|---|---|---|---|
| Lucky Lady’s Clover | 97.31% / 10,000× | Low | Nine paylines, doubling Wild, 15 Free Spins with x3 wins and retriggers, optional Gamble | Shared studio branding and an Irish-luck theme do not copy this card’s RTP, Free Spins or ceiling. |
| Aztec's Claw Wild Dice | 96.10% / 6,000× | Medium | Three to five Scatters open 7–12 Free Spins; each spin can attempt a colour-coded D20 quest for top-reel prizes. | Shared Aztec art or Wild multipliers do not make another studio’s Free Spins rules apply here. |
| Mystery Garden | 97.00% / 2,000× | Low | Three or more Scatter keys open 10 Free Spins with Sticky Wins; 3+ Scatters during the feature add 10 more spins. | Shared garden or book branding does not transfer another title’s line count, volatility label or maximum here. |
When comparing, ask which RTP the lobby loads and how the bonus starts.
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Publication status: Document-based review against BGaming’s Players Hub page, the game page, the in-game rules and the attached demo frames; no cash session is represented.
Rules. Checked the nine paylines, the Wild that doubles wins, the 15 Free Spins with x3 wins and retrigger, and the Gamble against the in-game rules and the paytable file.
Paytable. Read every symbol value as a multiple of the bet per line; a four-A line paid 7.5 FUN at 0.10 per line, equal to 75×.
RTP and ceiling. The in-game rules print a theoretical payout of 97.31%, and the studio lists Low volatility and a 10,000× maximum multiplier.
Open points. The rules do not say how the x2 Wild and x3 Free Spins multipliers combine, so no x6 figure is used.
Player reviews
Player opinions about gameplay, pacing and usability. Ratings are unweighted and moderated separately from session data.
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BGaming lists 97.31%, and the in-game rules print the same theoretical payout. It is a long-run average, not the chance of winning one spin.
It uses a 5×3 grid with 9 paylines. Matching symbols pay from left to right starting on the first reel.
Three, four or five Scatter hats anywhere on the reels award 15 Free Spins, and all wins in the feature are multiplied by x3.
Yes. Landing at least three Scatters during the feature awards another round, so it can run past the first 15 spins.
The Lucky Lady substitutes for every symbol except the Scatter and doubles a winning line she helps form.
Yes. After a base-game win you can risk it on a face-down card; a wrong guess loses the amount gambled.
No. There is no Bonus Buy, cascade system or collection meter; the features are the Wild, the Free Spins and the Gamble.
BGaming lists a maximum multiplier of 10,000×. The figure is a multiple of the bet, not a profit.
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