Two Bonus symbols now start a Respin sequence with a growing multiplier, while three or more open the Money Cart, where Payers, Collectors, Snipers and a Necromancer reshape stored values. The practical question is whether that rule-dense bonus, or its 100× purchase, fits your budget and patience.
Demo availability may vary by location. You must meet the legal age in your jurisdiction; the free-play button does not record acceptance.
Money Train 2 is a high-volatility video slot from Relax Gaming, released on 2 September 2020 after an announcement dated 19 August 2020. It uses a 5×4 grid with 40 fixed paylines, a two-Bonus Respin feature, the Money Cart bonus from three or more Bonus symbols, a 100× Buy Feature where available, standard RTP builds of 96.40%, 94% and 90% and a hard cap of 50,000×.
This card follows Relax Gaming’s product page, the official game rules and the attached demo. It is not a report of played cash sessions.
For adults of legal gambling age in their location. Set a budget you can afford to lose.
Read full reviewListed RTP builds span 90%, 94% and 96.40%. This card stores 96.40% as the displayed RTP, 90% as the minimum and 96.40% as the maximum. The 98% Buy Feature figure is a separate paid mode, and volatility is high.
Wins pay left to right from reel 1 on 40 always-active lines, and only the highest combination per line is paid. Four card suits form the lows and four outlaw portraits the highs. The skull Wild substitutes for paying symbols but not for Bonus symbols. The paytable and launch reviews place the top five-of-a-kind at 20× the total bet.
When exactly two normal Bonus symbols land and Money Cart does not trigger, each reveals a multiplier and the two are added together. Respins continue until a win lands; every losing Respin adds +1 to the multiplier, which is then applied to that first winning spin.
This card suits readers who enjoy long, stateful hold-and-respin bonuses where values compound through several operators. It is less suited to anyone who prefers low volatility, a simple fixed-length Free Spins round or a single fixed RTP in every lobby.
Three or more Bonus symbols open Money Cart with three spins, and every new symbol resets the counter. Bonus symbols reveal 1×–10× the bet and Golden Bonus symbols 20×–200×. Payer adds its value to all other visible symbols; Collector adds all visible values to itself; Collector/Payer collects first and then pays out its updated value; Sniper doubles 3 to 8 Bonus values and can hit the same target repeatedly; Necromancer revives 2 to 7 used non-persistent characters. Reset Plus raises the spin reset level by one, and Persistent Payer, Sniper and Collector act again on every following spin.
Each filled column opens one more, up to two, for a 7×4 field. Filling all 28 positions ends the round with a 500× completion award, and if total values reach 50,000× the round ends at the cap. Where available, the Buy Feature costs 100× the bet and carries a separate 98.00% RTP in the 96.40% rules build. Wild yes, Free Spins no, Bonus Buy yes.
High volatility, a long Money Cart and a 100× Buy Feature can all stretch spending. Set money and time limits before spinning, decide in advance how many purchases fit the budget, and treat every reset inside the bonus as part of the same session.
Count purchases before opening the menu
Five Buy Feature activations cost 500 base bets before any return. Fix that number before the session starts.
Keep one timer through Money Cart
Resets and Reset Plus can lengthen the round; they do not start a fresh session or justify a higher stake afterwards.
Confirm the RTP build in the rules
Relax lists a German 90% build, operators run 94% and the top rules build is 96.40%. Check the loaded panel before staking.
The paytable opens with the goggled cowboy, then the mohawk fighter, the masked sniper and the blue-hat gunslinger. Red spades, orange hearts, green clubs and blue diamonds fill the lows. The skull Wild substitutes on lines; Bonus symbols start Respins or Money Cart instead of paying as line symbols. Values below are preview figures at the 2.00 demo bet.
Skull Wild that substitutes for paying symbols on the 40 lines, but not for Bonus symbols. Attached paytable at the 2.00 demo bet: 5 = 40.00, 4 = 8.00, 3 = 1.60. These cells are stake-linked preview figures.
Top paying outlaw. At the 2.00 demo bet: 5 = 40.00, 4 = 8.00, 3 = 1.60, so five of a kind equals 20× the bet shown. Cells are stake-linked preview figures.
Premium outlaw whose portrait also appears as the Collector in the Money Cart help. At the 2.00 demo bet: 5 = 20.00, 4 = 6.00, 3 = 1.20 (preview figures).
Premium outlaw matching the Sniper character in the Money Cart help. At the 2.00 demo bet: 5 = 18.00, 4 = 5.00, 3 = 1.00 (preview figures).
Premium outlaw matching the Payer character in the Money Cart help. At the 2.00 demo bet: 5 = 16.00, 4 = 4.00, 3 = 1.00 (preview figures).
Highest card suit. At the 2.00 demo bet: 5 = 10.00, 4 = 2.00, 3 = 0.40 (preview figures).
Card suit low. At the 2.00 demo bet: 5 = 8.00, 4 = 2.00, 3 = 0.40 (preview figures).
Card suit low. At the 2.00 demo bet: 5 = 7.00, 4 = 1.40, 3 = 0.40 (preview figures).
Lowest card suit. At the 2.00 demo bet: 5 = 6.00, 4 = 1.40, 3 = 0.40 (preview figures).
Money Train 2’s official game rules list a 96.40% standard RTP, operator rule pages show a 94% build, and Relax Gaming’s product page prints a German RTP of 90%. This card stores 96.40% as the displayed RTP, 90% as the minimum and 96.40% as the maximum, with rtp_text recording 90% / 94% / 96.40%. The Buy Feature has its own 98.00% RTP in the 96.40% rules build and is not the standard figure. Volatility is classed high, and the hard cap is 50,000×. RTP is a long-run setting for one build, not a short-session forecast.
Relax Gaming
High
50,000×
High volatility and a three-Bonus trigger allow long quiet stretches, and Respins only pay once a win lands. A long gap does not make Money Cart due.
On a phone, open the paytable and game rules and confirm whether the 90%, 94% or 96.40% build is loaded before staking.
A 90% build carries a 10% theoretical house edge against 3.60% at 96.40%. Identical artwork does not mean identical mathematics, so check the live rules.
Desktop frames show the feature splash, the base 5×4 grid, the paytable at the 2.00 demo bet, Money Cart character help and a live Money Cart board.
Portrait frames keep the 50,000× splash, base reels with a Wild, the paytable at the 2.00 demo bet, Bonus value help and a three-Bonus trigger.
Grid: five reels, four rows, 40 paylines
Respins: two Bonus symbols, +1 per losing respin
Money Cart: three or more Bonus symbols, three spins
RTP: confirm 90%, 94% or 96.40% in the rules
The original Money Train shares the 5×4 grid, 40 paylines and the Money Cart idea, but two Bonus symbols there do not start a Respin sequence. Money Train 2 adds that base-game Respin, the Necromancer and a deeper set of Money Cart characters with up to two extra columns. Shared branding does not transfer RTP builds, stake range or maximum win.
| Game | Return / max win | Volatility | Bonus fit | Watch out for |
|---|---|---|---|---|
| Money Train 2 | 90.00%–96.40% / 50,000× | High | Three or more Bonus symbols open a three-spin Money Cart where Payers, Collectors, Snipers and Necromancer reshape values; two Bonus symbols start Respins. | RTP builds, the 98% Buy Feature figure and the 50,000× cap are separate numbers. A 90% or 94% lobby is not the 96.40% listing. |
| Money Train 3 | 90.00%–96.10% / 100,000× | High | Three or more Bonus symbols open Money Cart with three resetting spins; filled columns can add up to two more, and persistent characters repeat their actions every spin. | RTP builds, the 96.50% buy figure and the 100,000× cap are separate numbers. A 90% lobby is not the 96.10% configuration even when the bonus looks the same. |
| Money Train | 90.00%–96.20% / 20,000× | High | Bonus symbols on reels 1, 3 and 5 open a three-spin Money Cart; Payers, Collectors and Wideners shape the board and every new bonus symbol resets the counter. | RTP builds and the 20,000× ceiling are separate figures. A 90% lobby is not the 96.20% configuration even when the Money Cart looks identical. |
When comparing, ask whether two Bonus symbols do anything in the base game and which RTP build the operator loaded.
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Publication status: Document-based review against Relax Gaming’s product page, the official game rules, operator rule pages and the attached demo; no cash session is represented.
Studio product page. Matched video slot type, €0.10 minimum bet, Money Cart from three or more scatters, Collector, Payer, Sniper, Necromancer, Persistent characters, extra columns, Buy Feature, 50,000× and German RTP 90% at https://www.relax-gaming.com/products/casino/moneytrain2.
Game rules and operator pages. Checked 5×4 and 40 paylines, 96.40% standard and 98.00% Buy Feature RTP, the 94% operator build, the 100× purchase, Respin order, the 500× completion award, the 50,000× cap and the 2 September 2020 release.
Preview figures. Paytable cells at the 2.00 demo bet in the attached frames are labelled as stake-linked preview figures; 40.00 equals 20× that bet.
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Relax Gaming announced the game on 19 August 2020 and released it on 2 September 2020.
Exactly two normal Bonus symbols, without a Money Cart trigger, reveal multipliers that are added together. Respins follow until a win lands; each losing Respin adds +1, and the current multiplier is applied to that winning spin.
Three or more Bonus symbols start it with three spins, and each new symbol resets the counter. Payers, Collectors, Snipers, Necromancer and Reset Plus change values or duration, and filled columns can open up to two extra columns.
No. The bonus is the Money Cart respin round, not a Free Spins feature. The base game also has the two-Bonus Respin feature.
Builds of 96.40%, 94% and 90% are documented. This card stores 96.40% as the displayed RTP with a span of 90%–96.40%. The 100× Buy Feature has a separate 98.00% RTP. Confirm the active build in the game rules.
It is the hard cap for a game round as a multiple of the bet. If feature values reach 50,000×, the bonus ends and pays the cap. It is a ceiling, not a session forecast.
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